一个ECOM this month struck out on most of its initial lawsuit to collect on COVID-19-related property damage insurance claims from Zurich America Insurance Co.

AECOM的诉讼于去年在加利福尼亚州帕萨迪纳的联邦地方法院提交，其诉讼是基于全风险政策，该政策提供了各种子限制的每个事业的2.5亿美元覆盖范围。对于未排除的任何原因，它涵盖了“所有直接身体损失或损害的风险”。除了排除外，全风险政策的涵盖范围比命名的危险政策更广泛，这些政策仅限于特定原因。

AECOM的投诉称，苏黎世的国际财产索赔主管否认了承保范围，并告诉AECOM，Covid-19在建筑物或表面上的存在并不构成该政策涵盖的身体损失或损害。

Many similar lawsuits around the country have also failed, running into the roadblock of virus-specific exclusions. Nevertheless, AECOM began an appeal on Jan. 19.

约翰·A·克朗斯塔特法官（John A.

"The contamination exclusion plainly bars plaintiff's claims," Kronstadt wrote, "and the Louisiana endorsement does not apply to the losses the plaintiff alleged because none of those allegations concern property located in Louisiana."

一个mong a series of state-specific endorsements made to the various coverages purchased by AECOM was one that in Louisiana replaced the usual exclusion of contaminants. Instead, the policies had an exclusion of "any solid, liquid, gaseous, thermal or other irritant, including, but not limited to, smoke, vapor soot, fumes, acids, alkalis, chemicals, fungus or spores."

克朗斯塔特写道，路易斯安那州的认可在定义中取消了对病毒或疾病的参考。

但是法官裁定，没有任何指控适用于路易斯安那州的财产，他允许AECOM修改其申诉，如果它发现了这种路易斯安那州的损失。

一个ECOM had claimed that its losses came as a result of having to shut down some of its 800 offices and construction sites globally because of the virus. More than 650 projects were closed in May, 2020, and at least 500 employees have been infected, the firm claimed.